Affordable home ownership

"Help to Buy" is a Government initiative which can assist people into home ownership. For many people this may provide the best opportunity of owning a home in the area in which they want to live and work.

Contact

For further information, contact Help to buy East and South East (external website) .

Phone: 03333 214044
Email: helptobuyeastandsoutheast@bpha.org.uk

Help to Buy East and South East
bpha Limited
Bedford Heights
Manton Lane
Bedford
MK41 7BJ

If you are interested in buying in another area outside of Buckinghamshire please see Help to Buy (external website) to find details of the local Help to Buy agent in that region.

You can also download the Help to Buy guide [pdf | 550KB]. Please note that not all Help to Buy products are available in all areas.

Help to Buy

The Government has appointed Help to Buy agents throughout England to help people who are seeking to live in specific areas. Help to Buy East & South East is the agent offering the service for the region that includes Buckinghamshire.

There are a number of Help to Buy products designed to make buying a home more affordable, including:

Shared ownership - new build and re-sales

Shared ownership is designed for those who cannot afford to purchase a property on the open market. This scheme allows you to purchase a percentage share of property and pay a subsidised rent on the remaining share to the housing association selling the property. This scheme can be available on new build and also second hand second hand properties, known as re-sale shared ownership. These are homes previously purchased through the scheme and now looking to be sold.

Equity loans

The Help to Buy equity loan scheme is designed to help you purchase specific new build properties priced up to £600,000 from participating registered developers with little as a 5% deposit. The Government lends you up to 20% of the cost of your new build home so you'll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest. You also won't be charged loan fees on the 20% loan for the first five years of owning your home.